Dow Jones Industr (^DJI)10579.88+15.50S&P 500 INDEX,RTH (^GSPC)1144.65+4.21NASDAQ Composite (^IXIC)2351.96+11.28S&P 100 INDEX (^OEX)523.64+2.22CAC 40 (^FCHI)3938.04+28.03DAX (^GDAXI)5920.93+35.04HANG SENG INDEX (^HSI)21208.289+0.74NIKKEI 225 (^N225)10563.92-3.73NYSE COMPOSITE IN (^NYA)7322.51+28.49Treasury Yield 30 (^TYX)4.706+0.29FTSE 100 (^FTSE)5628.44+26.14AMEX COMPOSITE IN (^XAX)1875.59-27.09 (^VXO)16.97+0.06STI (^STI)2862.29+22.75AEX (^AEX)340.59+1.50S&P 400 MIDCAP IN (^IDX)775.48+2.89Dow Jones Composi (^DJA)3611.42+15.18Dow Jones Transpo (^DJT)4311.56+42.40RUSSELL 2000 INDE (^RUT)672.82+3.19Russell 1000 Grow (^RLG)510.90+1.19NYSE ENERGY SECTO (^NYE)11295.92+44.76NYSE Arca Tech 10 (^PSE)912.23+5.10NYSE FINANCIAL SE (^NYK)4920.56+40.74NYSE Internationa (^NYI)5152.42+23.93NYSE US 100 (^NY)5212.57+20.07
MLBGarciaparra calls it a careerTests confirm overactive thyroid for ReyesLong-time Dodger Willie Davis diesNathan has significant ligament tearRangers acquire Ramirez from YankeesWhere do the Twins go from here?Orioles renew contracts of Jones, WietersBoston signs 13A's come to terms with P Bailey, 28 othersTwins closer Nathan to undergo tests on elbowDodgers C Martin out 4-6 weeksRoyals' Gordon to miss 3-4 weeksTwins lock up P Blackburn, sign 20 othersCubs' Guzman has tear in shoulderReyes headed back to New York for testsMets sign P Calero to minor league contractTexas signs 14 playersRasmus, Ryan among Cardinals signeesRoyals sign 1B Butler, INF CallaspoDodgers ink Garret Anderson to minor league dealDiamondbacks lock Upton up through 2015Braves bring final 11 under contractRoyals sign Hochevar, Rosa for 2010Pirates agree to terms with 28 playersAstros' Berkman has bruised kneeOakland inks Tomko, Jennings to minor league dealsRoyals sign C Pena, INF GetzYankees sign Park to one-year contractCardinals bring back LopezRoyals agree to terms with threeRoyals agree to terms with OF MaierDiamondbacks VP Gebhard recovering from heart attackRangers void Greene's contractRoyals agree to terms with FieldsMLBPA: Blood testing raises serious issuesBraves sign 11 to 2010 contractsIndians make it official with BranyanNationals sign Livan Hernandez to minor league dealDamon won't make a difference in DetroitMets bring in BarajasReport: MLB to test for HGH in minor league playersAstros ink RHP PaulinoAstros' Boone retires; will be ESPN analystReds reach one-year deal with OF Gomes; Volquez placed on DLManny says 2010 is last season with DodgersGreene not reporting to Rangers' campTigers make it official with DamonYankees agree to terms with ParkDamon lands in DetroitReport: Delgado will miss four months after hip surgeryAstros extend GM Wade's contractAstros extend GM Wade's contractDodgers bring Gagne back on minor league dealAngels' Mathis wins arbitration casePadres bring back Barfield on minors dealMRI shows Cubs' Lilly has no knee problemsDodgers bring Gagne back on minor league dealDodgers bring Gagne back on minor league dealBlue Jays ink MolinaNationals officially sign WangNationals win arbitration case with BurnettNationals win arbitration case with BurnettMarlins bring MacDougal in on minor league dealNFLBroncos bolster defensive line with Green, WilliamsBears release RB JonesFalcons sign CB GrimesSaints ink CB TorrenceDolphins re-sign DT FergusonVikings re-sign CB SappChiefs land RB Thomas JonesClark, Randle El to return to SteelersBroncos sign DE GreenBrowns part ways with QB AndersonPats make it official with Wilfork, NealSorgi to back up other ManningBrowns acquire rights to QB WallaceRaiders release injury-prone Walker; Ellis let go as wellLions trade for CB Houston; Falcons add sixth-rounderBucs acquire WR Brown from Eagles for pickRedskins bring back RabachPanthers release FB HooverBills sign OL GreenChiefs bring back WR ChambersPennington re-ups with DolphinsRoethlisberger investigation continuesTexans retain WR Walter, P TurkLions re-sign TE HellerRams add DT RobbinsSteelers sign WR Battle, S AllenEagles bring back Avant; Vick nextLine of Scrimmage: Big Ben, bad choices, and more free agencyBrowns add LB Fujita, OL PashosNFL suspends free agent DT FergusonJaguars sign KampmanRedskins sign OL HicksRaiders release RB FargasJags sign WR OsgoodDolphins bolster linebacking corps with DansbyCardinals acquire S Rhodes from JetsPackers retain OT CliftonFalcons sign CB RobinsonSaints bring back Prioleau, LeckeyLions make it official with Vanden Bosch, BurlesonRams sign QB Feeley, bring back S DahlChiefs re-sign WR CopperReport: Pennington inks one-year deal with DolphinsGiants sign S Rolle after release from ArizonaBroncos ink DT Bannan, CB JonesBears lock up Peppers among others on first day of free agencyReport: Giants sign S Rolle after release from ArizonaReport: Texans retain Walter with multi-year dealRedskins re-sign DE Daniels, OL WilliamsBroncos sign RB ArringtonJets release Thomas Jones, StricklandReport: Wilfork signs long-term deal with PatsBears lock up Peppers among others on first day of free agencyRoethlisberger accused of sexual assaultRavens acquire WR Boldin from Arizona for picksDolphins release LBs Porter, AyodeleReport: Falcons nab CB Robinson with six-year contractRavens acquire WR Boldin from Arizona for picksBears lock up Peppers among others on first day of free agencyBears lock up Peppers among others on first day of free agencyBrackett to remain in IndyBears lock up Peppers among others on first day of free agencyDelhomme seeking "fresh start" in wake of releaseEagles release LB WitherspoonCleveland shows Cribbs the money with new contractLions release CB Buchanon, DT JacksonBears making waves on first day of free agencyBears making waves on first day of free agencyPatriots ink LB Banta-Cain to three-year pactChargers make Cromartie deal official; bring back Wilson, BooneNBANBA suspends Granger, FryeBryant's heroics lift Lakers past RaptorsBlazers hold off KingsNational Basketball Association Game CapsulesBogut, Bucks down Celtics in MilwaukeeWilliams, Jazz open road trip with win over BullsClippers sever ties with GM DunleavyFelton helps Bobcats rally past HeatRockets notch road victory over WizardsJones shines in Granger's absence as Pacers down SixersHoward, Magic crush lowly ClippersSixers, Pacers clash in IndyJazz open trek against BullsBlazers welcome Kings to Rose GardenSlumping Lakers target win vs. RaptorsHeat visit Bobcats in key Eastern Conference showdownSurging Bucks host Allen, CelticsStreaking Magic hope to make Clippers disappearRockets take fading playoff push to WashingtonBlazers' Przybilla undergoes surgeryNets still searching for winning streak, fall to GrizzliesMarion leads Mavs to 12th straight victoryCavs edge Spurs without LeBronHornets hold off WarriorsGallinari and Knicks squeak past AtlantaGrizzlies recall Thabeet after short stint in D-LeagueNuggets' Martin to receive therapy for ailing kneeWade, Nowitzki take home NBA weekly honorsSpurs' Parker won't need surgery for broken handGrizzlies, Nets collide in MemphisMavs visit T-Wolves, shoot for 12th straight winHawks aim to bounce back against reeling KnicksMinus Parker, Spurs ready for clash with CavsHornets aim to stop skid vs. WarriorsAnthony leads Nuggets past BlazersBlazers C Przybilla to undergo surgery againDurant, Thunder drop KingsPistons rally vs. Rockets, snap six-game skid with OT winAllen's late heroics leads Boston over WashingtonNHLSamuelsson nets hat trick, Canucks rally past AvsBourque highlights Calgary's win in MotownKelly, Senators handle OilersGaron solid in net as Blue Jackets down DucksNational Hockey League Game CapsulesFlyers rally to down Isles on Gagne's late scoreDarche, Canadiens down LightningKulemin lifts Leafs over Bruins in overtimeStillman keys rare win for Panthers over WildPredators hold off ThrashersCooke hit, GM meetings give NHL shot to protect playersDucks hope to end slide in matchup with slumping JacketsAiling Senators start up road trip in EdmontonCanucks visit Avs in clash between Northwest's top two teamsPanthers aim for rare win against WildHabs return home to face LightningFlyers try to continue mastery of IslesRed Wings host Flames in matchup of playoff hopefulsThrashers, Predators both aim to avoid third straight lossBruins hope to bolster playoff chances vs. Maple LeafsKings cruise past listless Blue JacketsTurco, Stars snap Capitals' home streak in SOBruins' Savard has Grade 2 concussionSenators sign D Lee to two-year contractStewart leads NHL's Three StarsKings try to bounce back against Blue JacketsMighty Caps host sliding StarsPens down Bruins, who lose SavardDeslauriers, Oilers blank DevilsMontreal rallies late, downs Ducks in SOIginla's hat trick helps Flames beat WildLeighton strong in Flyers' win over LeafsBruins' Savard leaves game on stretcherKaleta scores in OT to help Sabres snap road skidLegace, Hurricanes blank ThrashersCanucks rally in third to beat PredsSecond period blitz helps Wings down ChicagoYankee Stadium bowl game to be called Pinstripe BowlGeorgia Tech QB Shaw to transfer to Georgia SouthernSouth Florida RB Ford dismissed from teamNCAA informs Michigan of possible football violationsOregon LB Alonso suspended for 2010 seasonOle Miss football player dies after workoutVanderbilt recruit Bennett diesArkansas QB Mallett to miss spring practice with broken footReport: Oregon RB James arrestedReport: Florida DT Brown charged with batteryAustin named defensive coordinator at FloridaCoke bottles no more: Paterno gets corrective eye surgeryNCAA puts UCF on probation for major violationsReport: Buckeyes' Pryor has knee surgeryFlorida State vacates winsTexas wins football challengeUSC, Florida shine on National Signing DayFlorida shines on National Signing DayTennessee plucks Wilcox to take over defenseLeFevour, Gilyard carry North to Senior Bowl winJustice Department considering investigation into BCSMinnesota hands Brewster two-year extensionVirginia names Lazor offensive coordinatorTwo Michigan State players plead guiltyUSC's Barkley has wrist surgeryStoops gets three-year deal from Florida StateMeyer to return for spring practiceKafka's late TD pass boosts East over WestWisconsin extends BielemaEast Carolina names Ruffin McNeill head coachLa. Tech football tabs Dykes as new head coachHoltz names five assistants at South FloridaHouston gives Sumlin new contractDooley replaces Kiffin at TennesseeAlabama CB Jackson declares for NFL DraftScelfo, Van De Velde to fill LA Tech vacancies for DooleyGeorgia Tech tabs Groh as defensive coordinatorReport: Dooley to replace Kiffin at TennesseeStanford's Gerhart to enter NFL DraftGeorgia tabs Grantham to run defenseHoltz takes over at South FloridaCutcliffe volunteers to remain at DukeBoise State's Petersen wins Bear Bryant AwardHoltz on his way to South FloridaTexas WR Buckner to transfer after arrestChow to remain at UCLAKiffin introduced as Trojans head coachMichigan State LB Jones returning for senior yearArkansas TE Williams to returnHouston's Keenum returning for senior yearTennessee names Brown interim coach amid Kiffin's departureKiffin headed to USCKiffin headed to USCKiffin headed to USCReport: Kiffin headed to USCFlorida S Wright declares for NFL DraftReport: Del Rio on USC's radarSun Belt Conference Tournament RecapsNorth Texas takes Sun Belt championshipHorizon League Tournament RecapsButler takes Horizon League crown in routSummit League Tournament RecapsBig East Conference Tournament RecapsOakland punches NCAA tourney ticketBig Sky Conference Tournament RecapsMid-Eastern Athletic Conference Tournament RecapsTop-25 College Basketball Game CapsulesAtlantic 10 Conference Tournament RecapsFDU removes interim tag from VetroneSpartans' Allen to miss Big Ten tourney openerUL-Lafayette to look for new men's hoops coach2010 Western Athletic Conference Tournament Preview2010 Big Ten Conference Tournament Preview2010 Southeastern Conference Tournament Preview2010 Mountain West Conference Tournament Preview2010 Pac-10 Conference Tournament Preview2010 Big West Conference Tournament PreviewIUPUI and Oakland collide for Summit League titleBulldogs battle Raiders for Horizon League crownNorth Texas takes on Troy in Sun Belt title tilt2010 Conference USA Tournament Preview2010 Big 12 Conference Tournament Preview2010 Atlantic Coast Conference Tournament PreviewWest Coast Conference Tournament RecapsSt. Mary's upsets No. 18 Gonzaga for WCC titleSiena captures third straight MAAC titleMetro Atlantic Athletic Conference Tournament RecapsColonial Athletic Association Tournament RecapsOld Dominion takes down William & Mary for CAA titleWofford beats Appalachian State, earns first NCAA berthSouthern Conference Tournament Recaps
Today's News
Wall Street opens higher as M&A heats up

Wed, 10 Mar 2010 09:45:49

NEW YORK (Reuters) - Wall Street rose at the open on Wednesday as a slew of new corporate deals and a surge in bailed out U.S. financial stocks boosted investor sentiment.


GDP seen slowing, tying Fed hands on rates

Wed, 10 Mar 2010 08:33:28

NEW YORK (Reuters) - After a growth spurt at the end of 2009, the U.S. economy will slow in the months ahead, keeping the Federal Reserve from raising borrowing costs until the final three months of the year, a Reuters poll showed.


Blue chips' ties to pay advisers under spotlight

Wed, 10 Mar 2010 08:08:36

NEW YORK (Reuters) - A dark corner of corporate America is being thrust into the harsh glare of disclosure.


Wholesale inventories unexpectedly fall in Jan

Wed, 10 Mar 2010 10:03:10

WASHINGTON (Reuters) - U.S. wholesale inventories unexpectedly fell in January, while sales rose much faster than expected to their highest level since October 2008, a government report showed on Wednesday.


Barclays seen on lookout for U.S. bank deal

Wed, 10 Mar 2010 09:26:15

LONDON (Reuters) - Barclays is on the lookout to buy a retail bank in the United States, according to reports, to build on its successful investment bank build-up there and create a buffer against regulatory reform.


Terra says CF's offer is superior to Yara's

Wed, 10 Mar 2010 09:57:01

NEW YORK (Reuters) - Fertilizer producer Terra Industries Inc told proposed merger partner Yara International to improve its takeover bid, saying an offer from CF Industries Holdings Inc is superior.


Regulators tell banks to restrict dividends, buybacks: report

Wed, 10 Mar 2010 08:40:58

NEW YORK (Reuters) - Shareholders may have to wait for months to retrieve capital after U.S. regulators told banks not to increase dividends or buy back shares amid political and economic uncertainty surrounding the financial industry, the Financial Times reported on Wednesday.


Home loan demand nudges higher in latest week

Wed, 10 Mar 2010 10:00:52

NEW YORK (Reuters) - U.S. mortgage applications nudged higher last week, reflecting increased demand for home purchase loans even as interest rates trekked higher, data from an industry group showed on Wednesday.


Dubai creditors to get multiple options -sources

Wed, 10 Mar 2010 09:58:35

DUBAI/LONDON (Reuters) - Lenders to Dubai World will get a range of options including full repayment once Abu Dhabi decides how much additional support it will provide its debt-strapped neighbor, sources close to the discussions said.


Munich Re CEO: Buffett stake backs our strategy

Wed, 10 Mar 2010 09:34:30

MUNICH (Reuters) - Munich Re sees star investor Warren Buffett's stake in the reinsurer as evidence that he backs its long-term strategy aimed at creating stability, Munich Re's chief executive said on Wednesday.


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Testimonials
D. & D. Dearmore
Fairfield, OH
"Matt and the BFG has always been responsive to our needs and has been proactive in offering suggestions to maximize our returns / minimize our risks during this time of financial uncertainty." (Disclaimer)
Rick & Jeri Wuest
Centerville, OH
"We have been using the sound financial advice of Matt Bayer since before the inception of Bayer Financial Group. He always takes the time to explain, and sometimes re-explain the various investments available. Matt pro-actively meets with us throughout the year to review the portfolio and is available to answer any immediate questions between meetings. Matt and the entire staff are friendly and helpful. The summer wine tasting was a blast." (Disclaimer)
Kurt Jacob
Springboro, OH
"We began working with Matt in the fall of 2005. Since then he has demonstrated great insight and sound judgment in directing our investments. Making decisions in an unstable economy require diligent research and timely action, Matt has blended both of these expectations into an analytical and strategic approach, which for us, he delivered results.

No one is an expert in predicting future events, so we must rely on someone who closely monitors current trending, but is not careless or reactive. His prevailing competence, in this regard helped mitigate a financial disaster for us. Every portfolio in the county lost value in this deep recession, but Matt made certain any collateral damage was minimal.

Undoubtedly those investors who are either uninformed or do not seek guidance from professionals are at risk. In talking with others preparing for retirement, we found his plans offer more long term insulation and protection for us. He takes the time to outline each detail, which offers reassurance and builds confidence. Matt does not rush through suggestions or explanations, which solidifies our trust.

As president of the company one could assume he is more detached, but instead he provides very personalized service, BFG appreciation events are just another example of his commitment to develop a relationship of integrity. We strongly recommend Matt and BFG and proudly offer this testimonial of his work. One flaw, he is a Chicago Cubs fan." (Disclaimer)
A. Smith
Dayton, OH
"Matt Bayer and his financial group are very client conscious. They always try to meet with clients every 3 months to review accounts and keep clients informed of investment changes in the market. Matt is pleasant to work with. From 1-10, Matt gets a 10." (Disclaimer)
David Skolik
Englewood, OH
"I have trusted Matt with my financial future since he started The Bayer Financial Group, an honest man who takes the time to know his clients. Courteous and professional treatment is provided by all members of The Bayer Financial Team." (Disclaimer)
Maria
Centerville, OH
"Matt's time and patience with me was precious. His professional manner was laced with humor and friendliness. The office was quiet and calm - I was comfortable and did not feel 'rushed'." (Disclaimer)
Father Gary C. Aultz
Kettering, OH
"I have been a long time friend of Matt Bayer's family. Over the past two years he has patiently and thoroughly explained strategies that will maximize financial security in my retirement. I can enthusiastically recommend his resourcefulness and intuition in the field of finance. He is always more than willing and able to serve and that holds true for all the staff in his organization." (Disclaimer)
Louis & Bonnie
Kettering, OH
"Our association with Matt Bayer and The Bayer Financial Group began in 2004 after my husband lost his job due to manufacturing plant closure. Matt rolled his existing retirement funds into investment funds that have performed better than we had anticipated even with the current economic downturn. We have found his advice helpful; he has been supportive; and maintains a positive outlook even when others predict "gloom and doom". We are quick to recommend Matt and his organization to our family and friends when discussing investment funds." (Disclaimer)
Bruce
Xenia, OH
"Everybody took a beating last year, but Matt did much better than the market. Enough better that I could pick up some bargains when the market was low." (Disclaimer)
Michael LaMusga
Kettering, OH
"I have been a client of The Bayer Financial Group for about 15 years. Matt's unwavering guidance and assistance has been most appreciated and effective!" (Disclaimer)
William
Crossville, TN
"I have been with Matt since the start of his company. He has handled my accounts very well. If I have any question he's always available." (Disclaimer)
Norman & Jeri
Dayton, OH
"On the advice of a friend, we transferred our investment and retirement accounts to The Bayer Financial Group in 2006. During the past two years, our relationship with Matt and his staff has grown and flourished. We consider Matt to be a trusted advisor that handles any need in a professional manner, and we wholeheartedly recommend his organization." (Disclaimer)
William & Jeannette
New Paris, OH
"We have been with Bayer Financial Group from inception and have always found them to be hard working, well informed and customer friendly." (Disclaimer)
Lawrence & Marilyn
Oakwood, OH
"We have been so happy working with Matt Bayer. Matt listens to our short-term and long-term needs and clearly explains how he will help us to them. The best feature of being with The Bayer Financial Group is that Matt checks with us frequently through the year so we can constantly look at the market and also reassess our own personal situation." (Disclaimer)
Dr. Paul & Mrs. Pamela Kuppin
Centerville, OH
"We have been clients of Matt Bayer and The Bayer Financial Group, LLC. for the past few years and we feel fortunate and privileged for this association. Matt and his entire staff have been nothing but professional as well as passionate and personal in our dealings, knowing that our needs and wishes are met with the utmost care. Their knowledge and resource availability is second to none. They have truly gone above and beyond their responsibility in every facet of our contact with their firm and made our lives so much easier to navigate. Their personal touch, experience, and attention to detail and our needs is second to none. We would highly recommend them to anyone looking for a total experience in the services they provide." (Disclaimer)
Disclaimer
1.) The fact that the testimonial may not be representative of the experience of other clients.
2.) The fact that the testimonial is no guarantee of future performance or success.
3.) No clients were paid for their testimonial.
Thank You and Welcome
Matthew C Bayer

First and foremost, let me "Thank You" for taking the time to visit The Bayer Financial Group, LLC website. This site was created to help give people in need a resource to educate themselves and answer questions regarding just about any financial concern. We have included video workshops, numerous calculators and timely financial information to aid you in your journey. Along the way, I also hope to give you a better idea as to why so many people have decided to make The Bayer Financial Group, LLC their financial planning relationship. Please take some time to explore the site. Many frequent visitors have elected to add bayerfinancialgroup.com to their favorites, and some have even made it their "Home Page". Whatever your need, I hope the information contained helps. I have always believed the level of communication in a relationship is directly proportionate to the depth of the foundation supporting that relationship. Any comments you have regarding the information, accessibility and user friendliness of this site would be greatly appreciated. Please keep in mind, this site is designed to help facilitate your thought process and was not created to provide recommendations. Everyone has a different financial "situation" and set of goals. As you continue your journey for data and direction, I want to make sure my company is responsible in the way we are getting you and your loved ones information to make educated decisions. For this reason, we do offer free consultations to address your concerns, and I would recommend we set some time aside to chat more and get to know each other. Please contact us when now is the time.

Sincerely,

Matthew C. Bayer

President